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Catch up or restructure
Reinstatement, a repayment plan, forbearance, or a loan modification can let you keep the home if your income supports it.
Washington State · Foreclosure help
Trusted foreclosure guidance for Washington homeowners.
Clear, honest advice on every option available to you — reinstatement, loan modification, short sale, or a fast cash sale. We help you choose what's right for your situation.
No judgment. No fees. No obligation. Just real help.
Start here — it's free
Tell us about your situation. We'll reach out with your options — including a cash offer if you want one. It's free and there's zero obligation.
You're not out of time
There's almost always more than one way out
Falling behind on your mortgage is overwhelming — but foreclosure is rarely the only option. Here are the paths Washington homeowners use most. We'll help you figure out which fits.
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Sell on your terms
If keeping the home isn't realistic, selling before the auction protects your credit and any equity you've built.
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Fast cash sale
Out of time or out of options? We can buy your house as-is, cover closing costs, and close before your sale date — no repairs, no fees.
Why homeowners trust us
Honest help from people who actually answer the phone
- We're local. A Washington-based team that knows Washington and our state's foreclosure process — not an out-of-state call center.
- We never charge you. Our help is free, and if you sell to us there are no fees, no commissions, and no closing costs.
- We tell you the truth. If a loan modification or a HUD counselor is your best move, we'll say so — even if it means we don't buy your house.
- We move when it counts. When the clock is ticking before an auction, we can often close before your sale date.
Simple & supportive
How getting help works
1
Reach out
Call or fill out the short form. Tell us where things stand — it stays confidential.
2
Get your options
We review your situation and lay out every realistic path, in plain English, with no pressure.
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Choose what's right
Keep the home, sell on the market, or take our cash offer — your call, on your timeline.
Talk to someone today — free
Serving homeowners in Seattle, Tacoma, Bellevue, Everett, Spokane, Vancouver and across Washington State.
Common questions
Will this cost me anything?
No. Our help is completely free, and if you choose to sell your home to us there are no fees, no commissions, and no closing costs. Anyone asking for money upfront to stop a foreclosure is a scam — walk away.
Is it too late if I already have a sale date?
Often not. In Washington you can usually reinstate your loan up to 11 days before the trustee's sale, and a cash sale can sometimes close before the auction. The sooner you reach out, the more options you'll have.
Do I have to sell my house?
Absolutely not. Many homeowners we talk to end up keeping their home through a repayment plan or loan modification. We explain every option, including the ones where we don't earn anything.
How is this different from a HUD counselor?
HUD-approved counselors offer free advice and we genuinely recommend them — the hotline is 1-800-569-4287. We're a real estate company, so in addition to explaining your options we can actually buy your home for cash if that's the path you choose.